Accept JMD Payments on Your Online Store

Lynk, NCB, WiPay, bank transfers โ€” the payment methods your Jamaican customers actually use. No USD conversion fees.

The USD Payment Problem

๐Ÿ’ธ Shopify & Stripe Charge in USD

International platforms bill you in US dollars. Your bank converts at their rate plus fees. Before you sell anything, you're already losing money on every transaction.

๐Ÿšซ PayPal Isn't Available to Everyone

Many Jamaican customers don't have PayPal or international credit cards. You're locking out a huge portion of your market.

๐Ÿ“ฑ Customers Want to Pay the Jamaican Way

Your customers use Lynk daily. They transfer through NCB. They're comfortable with WiPay. Why force them onto unfamiliar platforms?

Payment Options We Integrate

Lynk

Jamaica's most popular mobile wallet

How It Works

  • Customer selects Lynk at checkout
  • Scans QR code or enters your Lynk ID
  • Payment confirms instantly
  • Order processes automatically

Why Customers Love It

  • Already on their phone
  • No card numbers to enter
  • Instant confirmation
  • Cashback rewards

๐Ÿ’ก Lynk is free to sign up for merchants. Transaction fees are lower than credit card processing.

NCB Direct / Online Banking

Direct transfers from Jamaica's largest bank

How It Works

  • Customer sees your NCB account at checkout
  • Transfers via NCB app or online banking
  • Enters reference number on your site
  • You verify and process order

Why It Works

  • Most Jamaicans have NCB accounts
  • Instant same-bank transfers
  • No third-party fees
  • Familiar process for customers

๐Ÿ’ก NCB to NCB transfers are instant and free. We can set up automated reference number tracking for faster processing.

WiPay

Caribbean payment gateway for credit/debit cards

How It Works

  • Customer enters card details
  • WiPay processes in JMD
  • Funds settle to your bank
  • Order confirms automatically

What It Supports

  • Visa & Mastercard
  • Local & international cards
  • JMD or USD pricing
  • Recurring payments

๐Ÿ’ก WiPay is a Caribbean company โ€” easier approval for Jamaican businesses than Stripe. Competitive rates for the region.

Bank Transfer

Direct transfers from any Jamaican bank

How It Works

  • Customer sees your bank details at checkout
  • Transfers from their bank
  • Uploads receipt or enters reference
  • You verify and ship

Best For

  • Larger orders
  • B2B transactions
  • Customers without cards/wallets
  • High-trust repeat customers

๐Ÿ’ก Some customers prefer traditional bank transfers. We make it seamless with clear instructions and reference tracking.

Quick Comparison

Feature Lynk NCB WiPay Bank Transfer
JMD Native โœ“ โœ“ โœ“ โœ“
Instant Confirmation โœ“ โœ“ โœ“ Manual
No Card Required โœ“ โœ“ โœ— โœ“
Mobile Friendly โœ“ โœ“ โœ“ Varies
Transaction Fee ~1.5% Free ~3.5% Free
Best For Everyday purchases NCB customers Card users Large orders

Which Payment Methods Should You Offer?

Our recommendation: Offer at least two. More options = more sales. Here's how to choose:

Minimum Setup: Lynk + Bank Transfer

This covers most Jamaican customers. Lynk for quick mobile payments, bank transfer for those who prefer traditional methods or don't have Lynk.

Full Coverage: Lynk + NCB + WiPay + Bank Transfer

Maximum conversion. Every customer finds their preferred method. WiPay captures international card users and tourists.

๐Ÿ’ก Ezy Commerce can integrate all four payment methods. Customers see all options at checkout and choose what works for them.

How Do Payments Work With Ezy Commerce?

When you sign up for Ezy Commerce, we set up your payment gateways during the build process:

All payments flow into your Ezy Commerce admin dashboard. You see which orders are paid, pending, or need verification โ€” all in one place.

What If I Don't Have Merchant Accounts Yet?

No problem. We guide you through the signup process:

We can start your store build while you're getting approved. Payment integration is one of the last steps before launch.

Stop Losing Sales to Payment Friction

Every time a customer reaches checkout and doesn't see their preferred payment method, you risk losing that sale. JMD payment options aren't a nice-to-have โ€” they're essential for selling to Jamaicans.

Ready to Accept JMD Payments?

Ezy Commerce integrates Lynk, NCB, WiPay, and bank transfers. Your customers pay the Jamaican way.

Get Ezy Commerce โ†’ $49/month ยท All payment integrations included ยท No USD conversion fees