Compare systems for microlenders and payday loan companies. Jamaica-specific payment structures, officer tools, collection tracking.
Loans tracked in spreadsheets. Payment dates in one file, customer info in another, collections in a third. Nothing connects.
No automated reminders. You manually check who's due today. Customers "forget" to pay. Your collections suffer.
You have loan officers in the field but can't see their portfolio performance. Who's collecting well? Who needs help?
End of month: scramble to calculate disbursements, collections, outstanding. Hours of manual work for basic numbers.
Single payment structure. Customer borrows, pays back in full on due date. Simple interest calculation.
Fortnightly or monthly payment options. System calculates installments, tracks partial payments, shows remaining balance.
Configure interest rates, grace periods, late fees. Match your existing loan products exactly.
Online application form. Customer submits info, uploads documents. You review and approve from dashboard.
Assign loans to officers. Track their portfolio. See performance by officer. Restrict visibility to their own loans.
Record payments against loans. See payment history. Track overdue amounts. Calculate interest automatically.
Automated payment reminders via email or SMS. Customize timing and message. Reduce late payments.
Disbursements, collections, outstanding, delinquency. Generate reports for any period. Export to Excel.
Collect testimonials from satisfied borrowers. Display on your website to build trust with new customers.
Built for Jamaica microlenders and payday loan companies. Best if you want JMD-native software with local payment structures, without enterprise complexity or pricing.
Enterprise platforms with comprehensive features. Best if you're a larger institution with IT staff, regulatory reporting requirements, and budget for premium software.
Free but risky. Works until it doesn't — usually when you grow, when you need reports, or when your one spreadsheet expert leaves.
💡 Most Jamaica microlenders outgrow spreadsheets quickly but don't need enterprise software. Ezy Loan Manager fills the middle ground — professional tools at small business pricing.
With Ezy Loan Manager, here's what to expect:
We handle the technical setup. You focus on lending.
Ezy Loan Manager: built for Jamaica microlenders. JMD native, local payment structures, officer tools included.
Get Ezy Loan Manager → $99/month · We set it up · Jamaica payment structures built in