📅 March 2026 · 8 min read

# Microfinance Software for the Caribbean

Loan management built for Caribbean microfinance institutions, credit unions, and money lenders.

🇯🇲 🇹🇹 🇧🇧 🇬🇾 🇧🇸 🇱🇨 🇦🇬 🇻🇨

If you're running a microfinance institution, credit union, or money lending business in the Caribbean, you've probably discovered that most loan management software is built for US or European markets. They don't understand JMD, don't integrate with NCB or Lynk, and their support is asleep when you're working.

That's why we built Ezy Loan Manager — loan management software designed specifically for Caribbean lending businesses.

## Why Caribbean Lenders Need Different Software

US-focused loan software has several problems for Caribbean users:

- Currency issues: They assume USD. Caribbean lenders need JMD, TTD, BBD, and multi-currency support.
- Payment methods: ACH doesn't work here. We need NCB, Scotiabank, Lynk, BillExpress integration.
- Regulatory differences: Caribbean financial regulations differ from US compliance requirements.
- Support timezone: When it's 2pm in Jamaica, US support is at lunch. When you have an urgent issue at 4pm, they're gone for the day.
- Pricing in USD: $99/month USD hits different when you're earning in JMD.

## Features Built for Caribbean Microfinance

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#### Multi-Currency Support

JMD, USD, TTD, BBD, GYD, XCD — manage loans in any Caribbean currency.

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#### Local Payment Integration

NCB, Scotiabank, Lynk, BillExpress. Accept payments the way your borrowers pay.

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#### SMS Reminders

Automated payment reminders via SMS. Works with Caribbean mobile networks.

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#### Interest Calculation

Flat rate, reducing balance, compound — calculate interest the way you need.

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#### Borrower Portal

Let borrowers check their balance, view statements, and make payments online.

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#### Reporting Dashboard

Track portfolio performance, delinquency rates, and cash flow at a glance.

## Who Uses Ezy Loan Manager in the Caribbean?

- Microfinance institutions — Small loan providers serving underbanked communities
- Credit unions — Member-owned financial cooperatives
- Money lenders — Licensed personal and business loan providers
- Salary advance companies — Payroll-deduction loan businesses
- Agricultural lenders — Farm and equipment financing
- Equipment financing — Vehicle and machinery loans

## Countries We Serve

🇯🇲Jamaica
🇹🇹Trinidad & Tobago
🇧🇧Barbados
🇬🇾Guyana
🇧🇸Bahamas
🇱🇨St. Lucia
🇦🇬Antigua & Barbuda
🇻🇨St. Vincent

## Simple, Affordable Pricing

### Ezy Loan Manager

$49/month

Up to 50 active loans. Unlimited users. FREE setup. FREE migration.

Need more capacity? Growth plan ($69/mo) and Pro plan ($99/mo) available for larger operations. All plans include:

- FREE setup and onboarding
- FREE data migration from Excel or other systems
- FREE training for your team
- WhatsApp support (Jamaica-based team)
- No long-term contracts — cancel anytime

## Why Choose a Caribbean-Based Provider?

### Same Timezone Support

When you have an issue at 3pm, we're here. Our support team is based in Jamaica and understands Caribbean business hours.

### We Understand Your Market

We know how microfinance works in the Caribbean. The regulations, the payment methods, the borrower behaviors — we've built for it.

### Pricing That Makes Sense

We price our software for Caribbean businesses, not Silicon Valley budgets. $49/month is affordable for a small credit union in rural Jamaica.

### Ready to Modernize Your Lending Business?

Try Ezy Loan Manager free for 14 days. No credit card required. Jamaica-based support.

Start Free Trial → 💬 WhatsApp Us

## Frequently Asked Questions

### Can I migrate from Excel spreadsheets?

Yes! We offer FREE data migration. Send us your Excel files and we'll import your loans, borrowers, and payment history.

### Does it work with NCB online banking?

Yes, we integrate with NCB and other Caribbean banks for payment reconciliation.

### Is my data secure?

Absolutely. We use bank-level encryption, secure cloud hosting, and regular backups. Your data is safer than in Excel files on your computer.

### Can borrowers make payments online?

Yes, the borrower portal allows online payments via credit card, Lynk, or bank transfer.