🇯🇲 Jamaica · Car rentals

Car Rental Insurance, Waivers and Deposits: Setting Them Up Online

📅 September 2026 ⏱️ 6 min read 📍 Mandeville, Jamaica

Insurance is where rental companies either protect the fleet or scare off the booking. Present it clearly on the booking page and both happen less: fewer uninsured drives, fewer abandoned bookings.

Quick answer: Offer two or three packages (basic waiver, full cover, premium with zero excess), mark one as mandatory if that is your policy and one as "most popular", price them flat per rental, show the refundable deposit alongside so the total is honest, and add the second-driver fee as a tick-box. Collect the deposit by card, transfer or at pickup — and record it on the booking.

What goes on the booking page

  • Packages, not fine print. "Basic — you pay up to J$X if damaged", "Full — you pay nothing". Three at most.
  • Mandatory vs optional. If your insurer requires a waiver, make it mandatory in the system so it can't be skipped; optional extras remain optional.
  • The deposit next to the price. Renters who discover a J$50,000 hold at pickup cancel; renters who saw it at booking arrive with the card.
  • Second driver. A fee and a name field — added at booking, printed on the agreement.

How to price them

Flat per rental is simpler than per day for short rentals and easier to explain at the counter; use per-day only for long-term leases. Check the packages against your insurer's excess so the "full" package really does leave the renter with nothing to pay.

Collecting the deposit

Card pre-authorisation through a hosted gateway (Scotiabank or Fygaro), bank transfer with proof before pickup, or at the counter — the system should record which, and the check-in inspection should be what releases it.

The mistakes we fix most often

  • Insurance hidden behind a "call us" — bookings drop.
  • Packages priced per day on a 3-day rental — renters do the maths and leave.
  • Deposit not on the booking record — nobody remembers who paid what.
Ezy Car Rentals — presents insurance packages, deposits and the second-driver fee on the booking page, with Scotiabank and Fygaro card payments and a check-in inspection that decides the deposit. See everything it does →

See it working: Live Ezy Car Rentals sites: We Rent Auto · Big Time · Automotion · TS Rentals & Recovery · VB · Fearly New · Ways. Ezy Car Rentals →

Frequently asked

Should the waiver be mandatory?

If your insurer requires it, yes — set it mandatory so it cannot be skipped online.

Per day or per rental?

Per rental for short hires; per day only for long-term leasing.

Can I take the deposit by card online?

Yes — through Scotiabank or Fygaro hosted checkout, or by transfer with proof, or at pickup.

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