🏦 Ezy Loan Manager Pro · Specialized

Off Excel Before Excel Costs You a Loan.

Cloud loan management software for Caribbean lenders: import your existing loan book with a dry-run preview, run applications, approvals, disbursement and repayment schedules, give borrowers a portal, automate email and WhatsApp follow-up, and keep documents protected like a bank. Two builds: WordPress as your whole site, or headless behind your own frontend.

💬 WhatsApp Lee 📅 Book a demo with your loan book

🎯 Micro-lenders, credit unions, hire-purchase retailers, cambios and finance companies in Jamaica and the Caribbean💳 self-hosted license from J$9,500/mo (US$59) · hosted by Ezy from J$14,500/mo · onboarding J$85,000📈 Plan grows with you — tiers by active loans🏛 Registered Jamaican business

What changes for you

📥
Your whole loan book moves in a day

Excel/CSV import with a dry-run preview — the switching fear that keeps lenders on spreadsheets, solved.

💬
Follow-up that runs itself

Approval, disbursement, payment and reminder messages by email, WhatsApp and SMS — on a schedule, logged, with templates you edit. Officers work exceptions, not the whole list.

🔒
Built for scrutiny

Private randomised document storage, signed tokens, capability checks on every action, and a structured system log — with a full per-user audit trail and reporting pack built to your spec for regulated lenders.

How it works

1
Demo with your real loan book

Send a spreadsheet; we import it live and show your portfolio inside the system.

2
We configure your products and officers

Rates, fees, penalties, roles, branding — on your own private cloud install.

3
You lend; the system remembers

Schedules, reminders, receipts, reports — and the audit trail behind every action.

Everything it does — built today, and built to your spec

Lending core (built)

  • Loan products with flat or reducing interest, fees, grace periods and late-fee rules
  • Applications three ways: staff entry, public multistep form, or REST for your own frontend
  • Borrower matching by email/phone, round-robin officer assignment, co-assignment and bulk transfer
  • Payments, part-payments, schedules, overdue detection, closure and archiving
  • Excel/CSV loan-book importer with column mapping and a dry-run preview

Borrowers & collections (built)

  • Borrower portal: view loans, payments, documents; submit payments for verification
  • Email templates and triggers for approval, rejection, disbursement, payment, reminders — every send logged
  • WhatsApp automation (application, approval, disbursement, payment, reminders, segment broadcasts) with your WhatsApp Business API credentials; optional Twilio SMS
  • Risk scoring and lending suggestions from borrower history (smart engine)
  • Referral codes per officer with auto-assignment and stats

Security & operations (built)

  • Three roles — administrator, loan officer, borrower — with capability checks on every action
  • Private randomised document storage, authenticated serving, ownership checks (403 logged)
  • Signed HMAC REST tokens, nonce + capability checks, duplicate-submission guards
  • Structured system log, email log and in-admin notification centre
  • Domain-locked licensing with trial, activation and revalidation

Built to your spec (enhancements)

  • Portfolio dashboard, aging/delinquency buckets, monthly CSV/XML accounting exports
  • Extended statuses (moratorium, repossession, surrendered) and longer repayment terms
  • Full per-user audit trail, promise-to-pay tracking, account notes
  • Multi-branch, multi-currency, auto-debit (Fygaro/ACH), promotions

Two builds of one codebase: Standard (WordPress is your site) or Core (headless, behind your own frontend). Proprietary, closed-source, built and maintained in Mandeville. How we build →

Compared with Excel & generic loan apps

Excel & generic loan appsEzy Loan Manager Pro
✗ One typo, one lost loan✓ Schedules and balances computed, audited
✗ Collections by phone list✓ Reminders + WhatsApp bot
✗ Files on a laptop✓ Encrypted document storage
✗ Foreign SaaS, USD monthly, no support✓ Built and supported in Jamaica, licensed or on a plan

Pricing — grows with you

Choose the tier by active loans. No surprise charges — anything beyond your quote is agreed with you first.

Measured by active loans — the plan grows only when your business does.

PUBLISHED BASE
Starter · up to 100 active loans
J$9,500/mo · US$60 abroad
2 officer seats · Excel/CSV loan-book importer with dry-run · email reminders + templates · borrower portal · REST API · either build (Standard or headless Core)
Growth · up to 500 active loans
J$19,500/mo · US$120 abroad
5 seats · WhatsApp + SMS automation (your Business API / Twilio credentials) · risk scoring engine · referral codes · private document vault · companion suite (security, dashboard, ops console, white label)
Professional · up to 2,000 active loans
J$39,500/mo · US$245 abroad
15 seats · priority support · custom reporting pack (portfolio dashboard, aging/delinquency, monthly exports) built to your spec · integrations scoped
Enterprise · 2,000+ · multi-company · bank
J$79,500/mo · US$495 abroad
unlimited seats · SLA · dedicated instance · multi-branch / multi-currency delivered as scoped enhancements — from J$79,500

☁️ Prices above are the self-hosted plugin license (your own WordPress). Hosted by Ezy on a private install: J$14,500 / J$24,500 / J$47,500 / J$95,000 per month. One-time onboarding (loan-book import with dry-run, setup, training): J$85,000 — or J$45,000 self-serve import on Starter. Annual = 2 months free.

Your dashboard shows where you sit. At 90% of a limit we warn you; over a limit for 30 days we ask you to move up a tier. We never switch off a live business.

Enterprise add-ons — priced so nothing is a surprise

👥 Extra officer seats
beyond the seats included in your tier
J$2,500 per officer / month · US$15
🏢 Dedicated ring-fenced instance
own private database, own backups, own domain — included on Enterprise
J$32,000 / month on Professional · US$200
⏱ SLA & priority support
4-business-hour response, named contact, monthly health report — included on Enterprise
J$24,000 / month · US$150
🛠 Custom enhancements
features built to your spec (risk grading, accounting exports, auto-debit, portals) — scoped in writing, fixed quote per feature
from J$12,000 per studio hour · US$75–95 / hr
📥 Onboarding & migration
standard onboarding J$85,000; complex books (history, multiple products, cleanup) quoted after we see the file
J$85,000 – J$480,000 · US$549 – 3,000
🔐 Source-code escrow
neutral third party holds code + docs, released to you on defined triggers — arranged at your cost
from J$190,000 / year · US$1,200 – 1,800 / yr
🎓 Training sessions
beyond the launch walkthrough — per session for new staff
J$24,000 per session · US$150
📲 Messaging & gateway costs
SMS/WhatsApp and payment-gateway fees passed through at cost + 10%
at cost + 10% · at cost + 10%

🏦 Bank & regulated-lender package (Enterprise)

  • Dedicated ring-fenced instance (private database + backups)
  • Unlimited officer seats
  • SLA: 4-business-hour response, named contact, monthly health report
  • Multi-branch, multi-company and multi-currency delivered as scoped enhancements on your timeline
  • API access and integrations scoped with you
  • Escrow arrangement supported (client-paid)
  • Annual billing: two months free

From J$95,000 / month hosted · US$599 — quoted after a demo with your loan book.

Continuity — the "what if Lee disappears?" answer

Your data is always yours

Full export of loans, borrowers, payments and documents on demand, in a documented format.

Perpetual right to use

If Ezy Web Pro ceased operating, your right to run the software you have paid for does not end.

Documentation

Install guide, database schema and configuration notes a competent developer could take over from.

Source-code escrow

A neutral agent holds the code and releases it to you on defined triggers (insolvency, cessation, or support failure after notice).

📅 Book a demo with your own loan book All plans →

Quick answers

Can I import my existing loans?

Yes — Excel/CSV import with a dry-run preview so you see exactly what will land before committing.

How does WhatsApp work with it?

With your WhatsApp Business API credentials the system sends application, approval, disbursement, payment and reminder messages automatically, supports segment broadcasts, and receives replies via webhook. Twilio SMS is optional.

Is my data safe?

Documents live in private randomised storage served only to authorised users, every mutation is nonce- and capability-checked, REST tokens are signed, and the system log records activity. Enterprise clients get a dedicated instance and, if they wish, source-code escrow.

How is it priced?

Quoted after a demo with your own loan book — setup plus a monthly plan, or a license for institutions.

What happens to our loan book if Ezy Web Pro stops operating?

Four protections: your data is exportable on demand in a documented format; your license gives a perpetual right to use the software you paid for; full documentation is provided; and a source-code escrow arrangement with a neutral agent can be put in place at your cost, releasing code and docs to you on defined triggers.

Which build do I need?

Standard: WordPress is your whole site and the plugin creates the apply, login and dashboard pages. Core: headless — your own static or custom frontend talks to it over REST/AJAX. Same codebase; we pick the right one with you.

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