🏦 WEB-BASED LOAN MANAGEMENT SYSTEM

Loan Management Software That Runs the Whole Book — Applications to Collections.

For micro-lenders, payday and salary-advance companies, hire-purchase firms and credit unions. Borrowers apply and pay online; staff approve, disburse and collect from one dashboard; the regulator gets the reports. Self-hosted on your server or hosted by Ezy — from US$59/mo.

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💵 From US$59/mo · J$9,500 in Jamaica🔐 Self-hosted option — your data stays on your server🏦 Card payments: Scotiabank + Fygaro🌎 Jamaica · Caribbean · diaspora lenders

What changes for you

📲
Borrowers apply and pay from their phone

Online application with document upload; a portal that shows balance, schedule and documents; card payment through Scotiabank or Fygaro.

🧮
Schedules built automatically

Weekly, fortnightly, monthly; flat or amortised; fees, late fees, early settlement — one record used by the contract, the portal and the aging report.

📊
Collections and reports that run themselves

Aging buckets (1–30, 31–60, 61–90, 90+), promise-to-pay, reminders, monthly CSV exports, portfolio dashboard.

🔐
Built for regulated lenders

Private document storage, role-based access, every view and change logged, signed API tokens.

Everything it does

Origination

  • Online application (multi-step, document upload)
  • Returning-borrower autofill, duplicate warnings, draft save
  • Loan products: payday, personal, salary advance, hire-purchase
  • Approval workflow by officer, disbursement record

Servicing

  • Automatic installment schedules from term × frequency
  • Payment allocation across installments; partial payments
  • Late fees, penalties, early settlement, moratorium
  • Statuses: active, arrears, moratorium, repossession, surrendered, settled

Collections

  • Aging / delinquency report with drill-down
  • Promise-to-pay tracking, timestamped notes
  • Reminders by email and SMS (Twilio)
  • Officer-level views

Payments

  • Scotiabank hosted card page (3-D Secure)
  • Fygaro card checkout
  • Bank transfer with proof, cash, auto-debit records
  • Idempotent posting, audit-logged

Reporting

  • Portfolio dashboard: money out, active, overdue
  • Monthly CSV/XML exports for the accountant
  • Print or export any application
  • Full activity log

Platform

  • Self-hosted (your WordPress server) or hosted by Ezy
  • Multi-branch, multi-officer, brandable per business
  • Excel/CSV loan-book importer with dry-run
  • SEO-ready public site with local-business schema

Pricing — by active loans

Loan tierActive loansSelf-hosted (per month)
Baseup to 100US$59 · J$9,500
Growthup to 500US$119 · J$19,500
Scaleup to 2,000US$249 · J$39,500
Enterprise2,000+US$499 · J$79,500

Hosted by Ezy adds US$35–99/mo (J$5,000–15,000) with backups and updates handled. Onboarding and loan-book import US$549 (J$85,000), self-serve US$279 (J$45,000). Enterprise: dedicated instance, SLA, training and custom development quoted. No per-loan fees.

📅 Book a free demo Full Ezy Loan Manager page →

Who runs on it

KWHIT Secure Financial — live Ezy Loan Manager site
KWHIT Secure FinancialJamaica
kwhitsecurefinancial.com ↗
McMurray Financial — live Ezy Loan Manager site
McMurray FinancialJamaica
mcmurrayfinancialjm.com ↗

Payday and personal lenders in Jamaica such as KWHIT Secure Financial and McMurray Financial run their books on Ezy Loan Manager; the same build serves lenders across the Caribbean and diaspora lenders serving home markets.

Trinidad & TobagoBarbadosBahamasGuyanaCayman IslandsJamaica guide

Quick answers

What is loan management software?

Software that records borrowers, applications, disbursements, repayment schedules, payments, arrears and collections in one system, and produces the statements and reports a lender, its accountant and its regulator need.

Is Ezy Loan Manager web-based?

Yes — it runs in the browser on your own server (self-hosted licence) or hosted by Ezy; staff and borrowers log in from any device.

What does it cost?

Self-hosted from US$59/mo (J$9,500 in Jamaica) for up to 100 active loans, scaling by tier to 2,000+; hosted by Ezy adds a monthly fee. Onboarding and loan-book import from US$279 self-serve.

Which loan types does it handle?

Payday, personal, salary-advance, hire-purchase and small-business loans — flat-rate or amortised, weekly, fortnightly or monthly.

Can borrowers pay online?

Yes — by card through Scotiabank or Fygaro from the borrower portal; bank transfer with proof and cash are recorded too.

Can I import my existing loans?

Yes — an Excel/CSV importer with a dry-run that validates every row before writing.

Is my data secure?

Documents are stored privately, access is by role, every view and change is logged, REST tokens are signed, and self-hosted installs keep the data on your server.

Read next: Loan payment schedules explained · Move your loan book from Excel · Card payments for loan repayments

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